{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"au-bank-npl-ratio","url":"https://apiardata.com/statistics/au-bank-npl-ratio","html_url":"https://apiardata.com/statistics/au-bank-npl-ratio/","title":"Australia Bank Non-Performing Loans Ratio (2025)","description":"Australia's Bank Non-Performing Loans Ratio: 1 % of total gross loans in 2025, unchanged YoY. World Bank (FB.AST.NPER.ZS), 2006–2025.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Australia","2025"],"publisher":"World Bank","frequency":"Annual","geography":"Australia","temporal_coverage":"2006/2025","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2025","variable_measured":"Australia Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=AU"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2006–2025"},{"label":"Observations","value":"20"},{"label":"Geography","value":"Australia"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Australia (2025)","value":"1","unit":"% of total gross loans","trend":{"direction":"neutral","value":"unchanged YoY"}},{"label":"YoY Change","value":"unchanged","unit":"percentage points"},{"label":"Trend","value":"neutral","unit":""},{"label":"Series length","value":"20","unit":"years of data"}],"series":[{"key":"value","label":"Australia Bank Non-Performing Loans Ratio"}],"observation_count":20,"observations":[{"period":"2006","value":0.574013140486955},{"period":"2007","value":0.559225604529487},{"period":"2008","value":1.35526208847002},{"period":"2009","value":2.01806458457877},{"period":"2010","value":2.1485612599986},{"period":"2011","value":1.96838634633668},{"period":"2012","value":1.70189150824109},{"period":"2013","value":1.36517488167218},{"period":"2014","value":1.01384449933767},{"period":"2015","value":0.88872549882617},{"period":"2016","value":0.947676353339702},{"period":"2017","value":0.85701375017575},{"period":"2018","value":0.901855193874304},{"period":"2019","value":0.961493162441896},{"period":"2020","value":1.10778271314937},{"period":"2021","value":0.912575245358042},{"period":"2022","value":0.72166697284902},{"period":"2023","value":0.853813554299551},{"period":"2024","value":0.994877225557668},{"period":"2025","value":1.00178399000036}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"1.0","yoyChange":"unchanged"},{"year":"2024","value":"1.0","yoyChange":"+0.1pp"},{"year":"2023","value":"0.9","yoyChange":"+0.2pp"},{"year":"2022","value":"0.7","yoyChange":"-0.2pp"},{"year":"2021","value":"0.9","yoyChange":"-0.2pp"},{"year":"2020","value":"1.1","yoyChange":"+0.1pp"},{"year":"2019","value":"1.0","yoyChange":"+0.1pp"},{"year":"2018","value":"0.9","yoyChange":"unchanged"},{"year":"2017","value":"0.9","yoyChange":"unchanged"},{"year":"2016","value":"0.9","yoyChange":"unchanged"},{"year":"2015","value":"0.9","yoyChange":"-0.1pp"},{"year":"2014","value":"1.0","yoyChange":"-0.4pp"},{"year":"2013","value":"1.4","yoyChange":"-0.3pp"},{"year":"2012","value":"1.7","yoyChange":"-0.3pp"},{"year":"2011","value":"2.0","yoyChange":"-0.1pp"},{"year":"2010","value":"2.1","yoyChange":"+0.1pp"},{"year":"2009","value":"2.0","yoyChange":"+0.6pp"},{"year":"2008","value":"1.4","yoyChange":"+0.8pp"},{"year":"2007","value":"0.6","yoyChange":"unchanged"},{"year":"2006","value":"0.6","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Australia from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2006–2025 (20 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 2.1 % of total gross loans in 2010 and reached its lowest recorded value of 0.6 in 2007. The latest reading of 1 in 2025 is unchanged on the previous period."}]}